Social Takaful consists of two sections. The first one is “Public Takaful” (Takaful Aamm). It is based on the responsibility of individuals in the society to be concerned about the other’s needs and to fulfill their needs in a viable way. The other category of social Takaful is Zeman Ealah (Sustenance Guarantee). That is government is responsible to provide the minimum living subsistence of the whole people of the society. Objective: In this paper, in addition to examining the necessity of social Takaful based on Quran verses, we study the effective role of Takaful in the social empowerment and economic growth. Different models based on various Islamic financing methods are presented. Ultimately, a Takaful-based model is proposed to complete the Qard ul-Hassanah financing. Results: The mechanism of social Takaful can be defined under the duty of Qard ul-Hassanah Banks. Conclusion: This beneficial procedure requires specific operational mechanism in addition to automatic financing sources. This paper proposes a social Takaful solution in overall framework of Qard ul-Hassanah banking.