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The Islamic Credit card as an electronic payment method: the technical trick in the installment payment contract as a financial product

کلیدواژه: Credit card ؛ Electronic payment method ؛ Installment payment contract ؛ Islamic financial system ؛ Islamic Law ؛ Jordan ؛ Murabaha

نویسندگان: Alhusban, Ahmad Abed Alla ؛ Massadeh, Ali Abdel Mahdi ؛ Haloush, Haitham

ناشر: IJLMA (International Journal of Law and Management)

This study aims to examine the validity of the installment payment contract when using the first Islamic Credit card (ICC) in Jordan and will explore the hidden techniques that are used to operate such a financial product. The purpose of the study will be achieved by examining the structure and the ... ادامه

سال:2021

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Using the Hybrid Model for Credit Scoring (Case Study: Credit Clients of Microloans, Bank RefahKargaran of Zanjan, Iran)

کلیدواژه: Credit scoring,Clustering,Data mining,UTADIS

نویسندگان: NAZARI ABDOLLAH, MEHREGAN MOHAMMADREZA, TEHRANI REZA

ناشر: مجله مهندسی صنایع - JOURNAL OF OPTIMIZATION IN INDUSTRIAL ENGINEERING (JOURNAL OF INDUSTRIAL ENGINEERING)

In any country, commercial banks lay the groundwork for economic growth by collecting national resources and capitals and allocating them to different economic sectors. Optimal allocation of resources is especially important in achieving this goal. Banks with an effective and dynamic system of custo... ادامه

سال:2019

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Real Earnings Management, Corporate Governance Quality and Credit Rating

کلیدواژه: Credit rating,Corporate governance Quality,Real earnings management

نویسندگان: Mohammadi Khanghah Golshan, Piry Parviz, MANSOURFAR GHOLAMREZA

ناشر: بررسیهای حسابداری و حسابرسی - THE IRANIAN ACCOUNTING AND AUDITING REVIEW

Objective: Nowadays Owners uses corporate governance mechanisms to reduce the opportunistic behavior of managers and decrease Credit rating level. Accordingly, the purpose of this article is to review the effect of real earnings management on the relationship between corporate governance quality and... ادامه

سال:2020

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Management of Information Asymmetry in Credit Transactions by the Seller Through Credit Insurance and the way of Managing this Risk by the Insurer

کلیدواژه: Adverse Selection / Commercial Credit Insurance / Information Asymmetry / Moral Hazard / Risk Management

نویسندگان: Amini Mansor, Jafari Diba

ناشر: بررسی های بازرگانی - COMMERCIAL SURVEYS

Nowadays, most of the transactions are concluded in Credit terms that impose the risk of non-receipt of Credit on the seller. The risk may be due to two categories of commercial and political risks such as inability, unwillingness or bankruptcy of the customer. Although the information asymmetry may... ادامه

سال:2023

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Corporate Governance and Credit Risk in the Iranian Banking Industry

کلیدواژه: Banking Industry,Credit Risk,Corporate Governance,Tehran Stock Exchange

نویسندگان: Akbarian Saber, ANVARY ROSTAMY ALI ASGHAR, REZAEI NADER, ABDI RASOOL

ناشر: - Journal of Money and Economy - Journal of Money and Economy

The primary purpose of this research is to investigate the impacts of corporate governance on Credit risk in the Iranian banking industry. The sample consists of 20 banks listed on the Tehran Stock Exchange during 2011-2016, using panel data. In this research, Credit risk and corporate governance ar... ادامه

سال:2019

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The optimum size of rotating qarḍ ḥasan savings and Credit associations

کلیدواژه: Microfinance ؛ Optimum size ؛ Qard contract ؛ QHA ؛ ROSCA

نویسندگان: S. K. Sadr

ناشر: ISRA International Journal of

Purpose – Several indigenous Credit and savings schemes have been acCredited recently in developing countries for the benefit of households and entrepreneurs alike. Famous among them are the Rotating Savings and Credit Associations (ROSCAs) that exist in almost all continents currently. The rapid de... ادامه

سال:2017

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SHARI'AH COMPLIANCE OF ISLAMIC Credit cardS RECONSIDERED: A CASE STUDY OF MALAYSIA

کلیدواژه: Charges ؛ Islamic bank ؛ Islamic Credit Card ؛ KafÉlah ؛ SharÊʿah ؛ Ujrah

نویسندگان: Razak, Shahrul Azman bin Abd

ناشر: Emerald Group Publishing Limited

Many structures have been proposed by Islamic banks in Malaysia for Islamic Credit cards including murÉbaÍah (sale with mark-up), bayʿ al-ʿÊnah (sale and immediate buy-back) and tawarruq (tripartite sale). However, recently, some Islamic financial institutions have employed the contracts of ijÉrah (... ادامه

سال:2015

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